One of the biggest problems I see with people who are in debt or who are just starting out with budgeting is that they have no clue about how much they spend. Read: The Savings Strategy That’s Preparing Me for the Future.
#STRUGGLE WITH CASH ENVELOPE SYSTEM HOW TO#
Today, I want to show you how to ditch your debit card and start using cash for your budget, and give you some fantastic resources to get started! I was able to track my spending more efficiently, I was able to make more significant debt payments, I hit my goal of saving my first $1,000, I successfully saved more money and went on my first all-cash paid vacation back in May of this year, and so much more! When I started using cash envelopes, magical things began to happen. Cash spending was the missing piece that I needed to make my budget work for me in ways I never imagined. I started using cash envelopes back in 2016, and it was an absolute game-changer for my budget.
Not only has it helped me pay off close to $25,000 worth of credit card debt, but it has allowed me to save money and gain control of my finances. I have been using the same budget-by-paycheck method for the past 5 years, and to be honest, I wouldn't do it any other way. If you have heard of it, I have tried it. Not only have I been successfully budgeting my money for the past six years, but I have tried every budgeting method known to man. I had no clue what I was doing, no idea how to make my expenses work with my income, and it took me almost a full year to see any signs of success.įast forward to today. I created my very first budget in 2011, and let's just say, it was anything but pretty.
As most of you know, I have been budgeting for the last 7 years.
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